Get 20% off this month when you try our services!
cut to the chase
We're In This Together
Transparent Pricing with No Hidden Fees fix my credit
Your Credit, Our Commitment
Comprehensive Credit Report Review
The Power
Aggressive Dispute Process
Partnering for Your Success
Credit Score Monitoring & Optimization
No Hidden Fees, Just Credit Repair.
100% Satisfaction Guarantee
FAQs
- What is credit repair?
Credit repair is the strategic process of analyzing an individual's credit reports to identify questionable, inaccurate, outdated, misleading, or unverifiable information, and then leveraging consumer protection laws (like the Fair Credit Reporting Act - FCRA) to dispute and remove these negative items.
- How long does credit repair take?
The time frame varies significantly depending on the complexity of your individual case, the number of items being disputed, and the responsiveness of the credit bureaus and creditors. While some clients may see initial results relatively quickly, a comprehensive repair process can typically take anywhere from a few weeks to several months to achieve optimal outcomes.
- Can I repair my credit myself?
Yes, legally you have the right to dispute errors on your credit reports yourself directly with the credit bureaus and creditors. However, it can be a time-consuming and complex process requiring knowledge of consumer protection laws (like the FCRA), specific dispute procedures, and persistent follow-up. Credit repair companies like The Offices Of BriTri Credit Repair Services have the expertise, experience, and resources to manage this process efficiently and effectively on your behalf.
- Is credit repair legal?
Yes, credit repair is absolutely legal. The industry is regulated by federal laws, primarily the Credit Repair Organizations Act (CROA), which outlines specific requirements and prohibits deceptive practices. Reputable companies like The Offices Of BriTri Credit Repair Services operate within these legal guidelines. However, consumers should be cautious of companies that make unrealistic promises (like guaranteeing specific score increases or the removal of legitimate debts) or request payment for services before they are fully rendered, as these can be red flags.