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FAQs
- What is credit repair?
Credit repair is the process of identifying and disputing errors or inaccuracies on your credit reports to improve your credit score.
- How long does credit repair take?
The time frame varies depending on the complexity of your case and the number of items being disputed. It can take anywhere from a few weeks to several months.
- Can I repair my credit myself?
Yes, you can dispute errors on your own, but it can be a time-consuming and complex process. Credit repair companies have expertise and resources to expedite the process.
- Is credit repair legal?
Yes, credit repair is legal under the Credit Repair Organizations Act (CROA). However, be cautious of companies that make unrealistic promises or guarantee results.