Comprehensive Audit:** After your payment has processed and the 5-business-day cancellation period has elapsed, our BCCC Board Certified Credit Consultants will conduct an in-depth audit of your credit reports to identify negative items and opportunities for improvement. * **Personalized Action Plan:** Based on our analysis, we develop a customized action plan targeting the specific items impacting your score. * **Aggressive Disputing:** Our team leverages consumer protection laws (like the FCRA) to challenge inaccurate, unfair, or unverifiable items with credit bureaus and creditors on your behalf. We handle debt validation requests and creditor communication as needed.